Every account, one clear picture
Your money lives in more than one place. ClearBalance brings every account into one honest view, without ever touching your bank login.
Accounts of any type
Everyday accounts, savings, credit cards, loans and investments. Each type gets the right fields and the right treatment, from card limits to loan interest.
2 accounts on Free, unlimited on Plus and Pro
Set up in seconds
A new account is a name, a type and a starting balance. No forms that feel like paperwork, and no bank login, ever.
Every plan
Transactions in seconds
Add a transaction faster than your banking app shows it, and see the month add up as you go: money in, spending, savings, and what is genuinely free to spend.
Every plan
Capture the details that matter
Type, category, what you paid with, business or personal context, and a taxable flag, all in one quick dialog that shows your available balance as you go.
Every plan
Business and personal, kept apart
Set a transaction's context to Business and mark it taxable, and it flows straight through to the tax report. Come tax time the split is a filter, not a forensic investigation, and your personal spending stays out of it.
Business tagging and the tax report are Pro
Credit cards and loans, honestly tracked
Track credit cards and loans with balances, limits and payments, so the debt side of your money is as visible as the rest of it.
Every plan
Every loan, in detail
Open a loan and see the whole story: what is owing, what has been paid, and how the balance is tracking over time.
Every plan
Know the real cost, and the real date
Pick an account, pick the date you want to be free of it, and the payoff calculator works out the monthly payment that gets you there, the total interest along the way, and the total you will have paid by the end. The projection chart shows the balance falling to zero, and it can update your budget for you.
One honest note: most credit cards compound daily and the projection uses monthly compounding, so treat the result as a close guide rather than your lender's exact figure.
Every plan
Balances you can trust
Account reconciliation checks your recorded balance against the real one and helps you find the difference, so the numbers in ClearBalance stay honest.
Plus and Pro
Categories that suit your life
Rename, merge or delete categories as your spending changes, with income and expense categories kept apart so the two never blur together. Your structure flows through budgets, reports and the answers Cara gives you.
Every plan