All features Features

Every account, one clear picture

Your money lives in more than one place. ClearBalance brings every account into one honest view, without ever touching your bank login.

Accounts of any type

Everyday accounts, savings, credit cards, loans and investments. Each type gets the right fields and the right treatment, from card limits to loan interest.

2 accounts on Free, unlimited on Plus and Pro

Accounts list showing everyday, savings, credit card and loan accounts

Set up in seconds

A new account is a name, a type and a starting balance. No forms that feel like paperwork, and no bank login, ever.

Every plan

Add account form with account type and starting details

Transactions in seconds

Add a transaction faster than your banking app shows it, and see the month add up as you go: money in, spending, savings, and what is genuinely free to spend.

Every plan

Transactions list with Money In, Spending, Savings and Free to spend tiles

Capture the details that matter

Type, category, what you paid with, business or personal context, and a taxable flag, all in one quick dialog that shows your available balance as you go.

Every plan

New transaction dialog with type, category, paid with, available balance, context and taxable options

Business and personal, kept apart

Set a transaction's context to Business and mark it taxable, and it flows straight through to the tax report. Come tax time the split is a filter, not a forensic investigation, and your personal spending stays out of it.

Business tagging and the tax report are Pro

New transaction with context set to Business and taxable switched on, noted as Client Dinner

Credit cards and loans, honestly tracked

Track credit cards and loans with balances, limits and payments, so the debt side of your money is as visible as the rest of it.

Every plan

Credit cards and loans view in dark mode with balances and limits

Every loan, in detail

Open a loan and see the whole story: what is owing, what has been paid, and how the balance is tracking over time.

Every plan

Loan account detail in dark mode with balance and repayment history

Know the real cost, and the real date

Pick an account, pick the date you want to be free of it, and the payoff calculator works out the monthly payment that gets you there, the total interest along the way, and the total you will have paid by the end. The projection chart shows the balance falling to zero, and it can update your budget for you.

One honest note: most credit cards compound daily and the projection uses monthly compounding, so treat the result as a close guide rather than your lender's exact figure.

Every plan

Payoff calculator with an account and target payoff date, the required monthly payment, total interest, total paid and a balance projection chart

Balances you can trust

Account reconciliation checks your recorded balance against the real one and helps you find the difference, so the numbers in ClearBalance stay honest.

Plus and Pro

Accounts list in dark mode, each account with a Reconcile button

Categories that suit your life

Rename, merge or delete categories as your spending changes, with income and expense categories kept apart so the two never blur together. Your structure flows through budgets, reports and the answers Cara gives you.

Every plan

Income and expense categories listed separately, each row with edit, merge and delete controls

Ready to see it all in one place?

Free plan. No card required.