Take control of your finances. Chat with your finances. Talk to your finances.
All while keeping complete control of your own data. No bank linking, ever.
That's ClearBalance.
Cara is ClearBalance's AI assistant. This is a short introduction.
Your AI money assistant, in her own words
Cara answers questions about your own money in plain English and reads your numbers back to you out loud. Ask how you are tracking against budget, what you spent most on this year, or what is left to pay, and the answer comes straight from your data.
She can also walk you through the app hands free, and set up transactions, budgets and savings goals for you, always with your confirmation before anything is saved. Every week she writes your insights, and reads them aloud on request.
AI chats are never stored.
See everything Cara can doAsk Cara (text) is on every plan. Talk with Cara (voice) is on Plus and Pro.
No bank linking
You put your data in. Nobody else holds the keys.
Your data stays yours
Export everything or delete it all, any time you like.
AI chats never stored
Ask anything about your money. We keep nothing.
Made in Australia
Built in NSW. Priced in dollars, GST included.
AI that does the boring bits
Ask questions about your own spending and get answers computed from your data. Get a plain-English read on how your week went, written for you and read aloud if you like. And get months of history in without a bank connection, because AI reads your statements for you.
Learn more
Budgets that actually get done
Set budgets weekly, fortnightly, monthly, quarterly or annually, and see every line for the period in one table with what is left to budget across the top. Turn a budget line into a real transaction in one tap, with Paid, Partial and Overdue badges keeping you honest. The calendar and cash flow forecast show what is coming before it arrives.
Learn more
Every account, one clear picture
Everyday accounts, savings, credit cards and loans, all in one place. Add transactions in seconds, reconcile against your real bank balance, and tag things business or personal.
Learn more
Reports you will actually read
Clear visual breakdowns by category and type, income against expenses, spending trends, a tax report for business use, and export to CSV and Excel.
Learn more
Private by design
ClearBalance never connects to your bank. You choose what goes in, and you can take it all out again whenever you like.
No bank linking
ClearBalance never connects to your bank. You choose what goes in.
Never sold, no ads
We never sell your data, and there are no ads inside ClearBalance.
Yours to take or delete
Export everything or delete it all, any time you like.
Looks this good in the dark
Every screen ships in light and dark. Late-night budgeting, easy on the eyes.
In your pocket
The whole app works on your phone's browser today, with mobile apps coming early 2027. Check your balance in the checkout queue.
