ClearBalance

Everything you need to run your money

Five groups of features, one calm place. Every screenshot below is the real app, exactly as it works today.

AI tools

AI that does the boring bits

Ask Cara about your own spending in plain English, or say it out loud. Weekly Insights give you a plain-English read on your week, and AI reads your bank statements in without a bank connection. AI chats are never stored.

Explore the AI tools
ClearBalance Weekly Insights with Cara's Pick and win cards
Budgets and planning

Budgets that actually get done

Budget weekly, fortnightly, monthly, quarterly or annually. Reconcile a budget line into a real transaction in one tap, see everything on the calendar, and look ahead with the cash flow forecast and savings goals.

Explore budgets
ClearBalance Budgets page with money in, budgeted spending and savings tiles, a payment progress bar and the budget table with Paid and Partial badges
Accounts

Every account, one clear picture

Everyday accounts, savings, credit cards, loans and investments together. Quick manual transactions, credit and loan tracking with a payoff calculator, and categories that work the way you think.

Explore accounts
ClearBalance accounts screen listing bank, card, savings and loan accounts
Reports

Reports you will actually read

Clear visual breakdowns by category and type, savings rate and trends on the dashboard, a tax report for business use, and export to CSV and Excel.

Explore reports
ClearBalance report with expense breakdown charts by category
Privacy

Private by design

No bank linking, ever. Two-factor authentication, full data export and one-click account deletion. We never sell your data, and there are no ads inside ClearBalance.

Explore privacy

Ready to make your money make sense?

Free plan. No card required.