All features Features

Budgets that actually get done

A budget only works if you keep it. ClearBalance makes keeping it the easy part, whatever rhythm your money runs on.

Every budget in one place

Every budget line for the period sits in one table, with filter pills to narrow it down to just the spending or just the savings you want to look at.

The tiles across the top total your money in, your budgeted spending and your budgeted savings, and tell you what is left to budget. A payment progress bar shows how much of the period you have actually paid, and Paid, Partial and Overdue badges say where every line stands at a glance.

Every plan

ClearBalance Budgets page showing money in, budgeted spending, budgeted savings, left to budget, a payment progress bar and the budget table with Paid and Partial badges

Budgets on any rhythm

Weekly rent, fortnightly pay, monthly subscriptions, quarterly bills, annual insurance. Budget lines run on whatever cycle the real bill does, so your plan matches your life.

Adding a line takes seconds, and you can copy a whole budget forward to the next period.

Every plan

Add budget item dialog with amount and a choice of weekly, fortnightly, monthly, quarterly or annual frequency

Start when it makes sense

A new budget line does not have to start today. Choose when it begins, so a bill that lands next month sits in next month's plan, not this one's.

Every plan

Add budget item dialog showing start timing options for the new budget line

Reconcile a budget in one tap

Record a payment against a budget line, or link a transaction you have already entered. Part payments are fine: put in what you actually paid and the dialog shows what is still remaining, which account it came from, and what the line will be once you save.

This is the headline feature, and it is on every plan, including Free.

Every plan

Record payment dialog for a budget line with create payment or link existing, date, amount with remaining shown, account paid from and an after this fully paid summary

Or clear the whole month at once

Every unpaid and partially paid item for the month lands in one list. Set the date, adjust any amount that came out differently, choose the account each one is paid from, and record the lot in a single confirmation.

Every plan

Record all payments dialog listing every unpaid and partially paid item for the month, each with a date, amount and account paid from, above a record 11 payments button

See your month on the calendar

Money in and money out, laid out on the days it actually happens. Pay days, bill days and quiet stretches are obvious at a glance.

Every plan

Calendar of expense due dates with paid, upcoming and overdue markers

Know what is coming

The cash flow forecast projects your balance forward using your budgets and recurring transactions, so a tight week never arrives as a surprise.

Plus and Pro

Cash flow forecast with starting balance, end of horizon, lowest balance and projected balance chart

Savings goals that stick

Set a goal, make contributions, watch the bar fill. A behind badge tells you early when a goal needs attention, and the contribution history shows how you got here.

1 goal on Free, unlimited on Plus and Pro

Savings goals page with progress, a behind badge and contribution history

A goal that knows where the money lives

A new goal takes a target, a rhythm, the account you save into, and a linked budget line if you want the saving to happen as part of the plan rather than beside it.

New savings goal dialog with target, frequency, save into account and linked budget

Ready to set a budget you will actually keep?

Free plan. No card required.